Posted 12/16/2025
Job Number: 15070
Loan Officer
Cape Girardeau, Michigan • Onsite
Industry: Mortgage
Job Category: Sales
Job Type: Direct Hire
Salary: $97,500 - $127,000/Annually
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Job Description
This is a high-energy inside sales role built for people who want a real career path, not a dead-end desk job. A purpose-driven residential mortgage lender is hiring Junior Loan Officers to join their Cape Girardeau, MO team. This role sits on the consumer-direct sales floor, where success is earned through volume, consistency, and effort, not guesswork. You’ll work company-provided inbound leads, spend most of your day on the phone and in text campaigns, qualify borrowers using a proven script, and pass strong opportunities to licensed Loan Officers. You’ll be trained, coached, and sponsored to obtain your NMLS license, with a clear runway to becoming a full Loan Officer in 3 – 6 months. This is built for motivated, coachable sales professionals who can handle rejection, move fast, and want long-term earning power in mortgage sales.
Junior Loan Officer Responsibilities:
- Work inbound internet and digital leads supplied by the company
- Spend 5 – 6 hours per day on the phone using a dialer system
- Qualify borrowers using structured scripts and discovery questions
- Manage active text conversations with prospective borrowers
- Identify strong opportunities and hand off qualified leads to Loan Officers
- Learn mortgage products, including purchase, refinance, and cash-out loans
- Participate in licensing preparation with corporate training support
- Consistently hit activity and conversion metrics tied to promotion readiness
Junior Loan Officer Requirements
- Minimum of 3 years of real-world work experience
- Currently working in a commission-based sales role
- Strong work ethic with the ability to handle rejection and stay consistent
- Coachable mindset and willingness to follow a proven sales process
- High emotional intelligence and professional communication style
- Ability and willingness to obtain NMLS licensing
- Comfortable working onsite full-time, Monday–Friday, 8:00 AM–5:00 PM
- High school diploma required; bachelor’s degree preferred
- Phone-based sales experience strongly preferred
Benefits:
- Clear, fast-track promotion path to Loan Officer and beyond
- Monthly commission payouts with no draw recapture
- Heavy inbound lead flow provided by the company
- Paid training and licensing support with dedicated corporate trainers
- 401(k) with company match
- Medical, dental, and vision insurance options
- 9 paid holidays plus PTO that increases with performance
- Casual office environment with a tight-knit, competitive team culture
This role is ideal for hungry, driven sales professionals who want structure, volume, coaching, and a clear runway to six-figure earning potential—without building their own book of business. Apply now. #LI-BT1
Job ID: a0CUm00003XmsuIMAR
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