Posted 12/16/2025
Job Number: 15070

Loan Officer

Cape Girardeau, Michigan Onsite

Industry: Mortgage

Job Category: Sales

Job Type: Direct Hire

Salary: $97,500 - $127,000/Annually

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Job Description

This is a high-energy inside sales role built for people who want a real career path, not a dead-end desk job. A purpose-driven residential mortgage lender is hiring Junior Loan Officers to join their Cape Girardeau, MO team. This role sits on the consumer-direct sales floor, where success is earned through volume, consistency, and effort, not guesswork. You’ll work company-provided inbound leads, spend most of your day on the phone and in text campaigns, qualify borrowers using a proven script, and pass strong opportunities to licensed Loan Officers. You’ll be trained, coached, and sponsored to obtain your NMLS license, with a clear runway to becoming a full Loan Officer in 3 – 6 months. This is built for motivated, coachable sales professionals who can handle rejection, move fast, and want long-term earning power in mortgage sales.

Junior Loan Officer Responsibilities:

  • Work inbound internet and digital leads supplied by the company
  • Spend 5 – 6 hours per day on the phone using a dialer system
  • Qualify borrowers using structured scripts and discovery questions
  • Manage active text conversations with prospective borrowers
  • Identify strong opportunities and hand off qualified leads to Loan Officers
  • Learn mortgage products, including purchase, refinance, and cash-out loans
  • Participate in licensing preparation with corporate training support
  • Consistently hit activity and conversion metrics tied to promotion readiness

Junior Loan Officer Requirements

  • Minimum of 3 years of real-world work experience
  • Currently working in a commission-based sales role
  • Strong work ethic with the ability to handle rejection and stay consistent
  • Coachable mindset and willingness to follow a proven sales process
  • High emotional intelligence and professional communication style
  • Ability and willingness to obtain NMLS licensing
  • Comfortable working onsite full-time, Monday–Friday, 8:00 AM–5:00 PM
  • High school diploma required; bachelor’s degree preferred
  • Phone-based sales experience strongly preferred

Benefits:

  • Clear, fast-track promotion path to Loan Officer and beyond
  • Monthly commission payouts with no draw recapture
  • Heavy inbound lead flow provided by the company
  • Paid training and licensing support with dedicated corporate trainers
  • 401(k) with company match
  • Medical, dental, and vision insurance options
  • 9 paid holidays plus PTO that increases with performance
  • Casual office environment with a tight-knit, competitive team culture

This role is ideal for hungry, driven sales professionals who want structure, volume, coaching, and a clear runway to six-figure earning potential—without building their own book of business. Apply now. #LI-BT1

Job ID: a0CUm00003XmsuIMAR

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