Posted 12/15/2025
Job Number: 15068

Jr Loan Officer

Decatur, AL Onsite

Industry:  Mortgage

Job Category: Sales

Job Type:  Direct Hire

Salary:  $25,584 - $25,584/Annually

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Job Description

This is a high-energy, inside sales role built for people who want a real career path, not a desk job. A purpose-driven residential mortgage lender is hiring Jr Loan Officers to join the team in Decatur, Alabama. This role is part of the consumer-direct sales teams, where success is driven by volume, consistency, and effort. In this role, you will work with company-provided inbound leads, spend most of your day on the phone and text campaigns, qualify borrowers using a structured script, and hand off strong opportunities to licensed Loan Officers. You’ll be trained, coached, and sponsored to get licensed, with a clear path to becoming a full Loan Officer within 3 – 6 months. This role is designed for motivated, coachable sales professionals who thrive in fast-paced environments, can handle rejection, and want to build a long-term career in mortgage sales with strong earning upside.

Jr. Loan Officer Responsibilities:

  • Work inbound internet and digital leads supplied by the company
  • Spend 5 – 6 hours per day on the phone using a dialer system
  • Qualify borrowers using a structured script and discovery questions
  • Manage active text conversations with prospective borrowers
  • Identify strong opportunities and pass qualified leads to Loan Officers
  • Learn mortgage products, including purchase, refinance, and cash-out loans
  • Participate in licensing preparation with corporate training support
  • Consistently hit activity and conversion metrics tied to promotion readiness

Jr. Loan Officer Requirements:

  • Minimum of 3 years of real-world work experience
  • Currently working in a commission-based sales role
  • Strong work ethic with the ability to handle rejection and stay consistent
  • Coachable mindset and willingness to follow a proven sales process
  • High emotional intelligence and professionalism
  • Ability and willingness to obtain NMLS licensing
  • Comfortable working onsite, full-time, Monday – Friday 8:00 am – 5:00 pm
  • High school diploma required; bachelor’s degree preferred
  • Phone sales experience strongly preferred

Benefits:

  • Clear, fast-track promotion path to Loan Officer and beyond
  • Monthly commission payouts with no draw recapture
  • Extensive inbound lead flow provided by the company
  • Paid training and licensing support with corporate trainers
  • 401(k) with company match
  • Medical, dental, and vision insurance options
  • 9 paid holidays + PTO that increases with performance
  • Casual office environment with a tight-knit, team-oriented culture

This role is ideal for hungry, driven sales professionals who want structure, volume, coaching, and a clear runway to six-figure earning potential without having to build their own book of business. Apply now! #LI-BT1

Job ID: a0CUm00003XmGckMAF

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