A well-regarded credit union in Evansville, IN, is expanding its mortgage leadership team and hiring a Director of Underwriting to lead, develop, and elevate a high-performing group of nine underwriters across multiple regional offices. This role owns the underwriting strategy, credit-risk integrity, and process excellence while partnering closely with sales, operations, and executive leadership. It’s a pivotal position that directly impacts growth, quality, and member experience inside a rapidly scaling, nationally recognized credit union. This is a role for a leader, not a babysitter. Someone who knows agency guidelines cold, navigates conflict with clarity and confidence, and pushes for solutions without compromising risk standards. The ideal candidate can inspire a team, build structure, and drive performance with precision and humanity.

Director of Underwriting Responsibilities:

·      Lead, coach, and develop a distributed team of mortgage underwriters

·      Manage workflow, productivity, and performance expectations across all underwriting functions

·      Maintain and enforce credit-risk policies, regulatory compliance, and agency/aggregator guideline accuracy

·      Identify and implement process improvements to improve efficiency and borrower experience

·      Oversee and participate in decision-making on loans across all mortgage product types

·      Run automated underwriting systems and evaluate exception requests

·      Partner with Sales and Operations leadership to align goals, communicate decisions, and problem-solve

·      Conduct training and onboarding programs to support growth and performance standards

·      Host bi-weekly meetings with the underwriting team for alignment and communication

·      Develop and maintain investor and agency relationships

·      Participate in hiring decisions for all underwriting positions

·      Travel up to one week per month between Evansville, IN, Louisville, KY, and Owensboro, KY

Director of Underwriting Requirements:

·      6 – 7+ years of mortgage underwriting experience

·      Minimum 4–5 years leading or supervising mortgage underwriting teams

·      Expert knowledge of agency guidelines: FNMA, FHLMC, FHA, USDA, VA, Non-QM, and specialty loan types

·      Strong command of AUS platforms and credit policy interpretation

·      Experience supporting high-volume underwriting environments

·      Ability to navigate conflict between sales and credit risk calmly, collaboratively, and decisively

·      Must live in or relocate to Evansville, IN, Louisville, KY, or Franklin/Nashville, TN

·      Highly skilled communicator

·      Bachelor’s degree in business/finance, DE/SAR certifications preferred

Benefits:

·      VP title possible for highly experienced candidates: $95,000–$140,000 base + $45,000–$70,000 bonus

·      Bonuses are paid monthly/quarterly based on loan decisioning and quality metrics

·      Full health, dental, vision, life, STD/LTD

·      401(k) with company match

·      PTO + 5 sick days + 3 personal days + 13 paid holidays

·      Business-casual culture; member-centric, collaborative, and competitive environment

·      Low-turnover organization, stable leadership, growth-focused mortgage division

If you’re ready to lead from the front and build what’s next, step in. The runway is wide open. Apply now! #LI-KL1